Many of our clients have a dog or cat as a natural member of the family. Pet insurance is peace of mind both for the animal and for your wallet. Veterinary costs in Spain can vary substantially, and it is good to know that finances are not what determines whether the animal gets the care it needs.
What pet insurance usually covers
- Veterinary costs. For accidents and illness, including x-rays and surgery.
- Liability. If your animal causes harm to another person or property.
- Loss and theft. Compensation in certain cases if the animal disappears.
- Travel. Coverage also when you travel within the EU with the animal.
- Phone advice. A vet you can call for common questions is often included.
Rules for dogs in Spain
Certain dog breeds in Spain are subject to specific rules on registration, leashes, muzzles and liability insurance. Rules can vary between municipalities and regions, so it is important to know what applies where you live. We help you understand what coverage is needed and what is a legal requirement so you do not have to worry about misunderstandings.
Cats, travel and companions
Cats also have good insurance options, both those who live indoors and those who move freely outside. If you travel often it is worth looking closely at what applies during transport, temporary stays in other countries and at pet hotels.
What affects the premium?
Breed, age, size and previous health history are the parameters that most commonly affect price. Younger and healthy animals tend to be easier to insure, while older animals may have certain exclusions for pre-existing conditions. We go through what applies to your specific pet.
Would you like a proposal? Tell us a bit about your pet — species, breed, age, health status — and how you live together. From there we suggest an insurance solution that lets you focus on the joy of having an animal, rather than worrying about what might go wrong.