If you run a business in Spain — small or large — you need insurance protection that fits both the operation and Spanish law. We help Scandinavian entrepreneurs, self-employed professionals and business owners put together the right package, whether it is a restaurant, a shop, an office or a consultancy.
Common building blocks of a business policy
- Property cover. Premises, fittings, equipment and stock.
- Business interruption. Compensation if the business has to close temporarily.
- Liability. If the business causes harm to a client, supplier or third party.
- Legal cover. Help with disputes affecting the business.
- Group insurance for staff. Security for your employees.
- Cyber risks. Protection against data breaches, downtime and digital threats.
What shapes the design?
The type of business, number of employees, size of the premises, whether you handle cash or sensitive data and the contracts you have with clients and suppliers — all influence how the policy should be structured. We go through this together so you do not pay for parts you do not need, while still being well covered where it truly matters.
Business in two countries
Many of our business clients operate both in the Nordics and in Spain. We help you look at how the two countries' policies complement each other so you do not fall between two stools. Some elements can be covered from home, others need to be local in Spain — we explain where the lines run.
A scalable solution
A small business often needs a straightforward basic policy that covers the essentials. A larger company has more touchpoints and more advanced risks. A good insurance setup grows with the operation. We are happy to meet annually to check that the protection still matches how the business actually looks.
Would you like a review? Briefly tell us about the business — sector, premises, staff, turnover — and we come back with a proposal to look at together. No obligation, just a basis that makes it easier to make a good decision about business insurance.